"Our modern State was largely conceived by bureaucrats around a single event: the merging of government and banking into a single institution. That event was the creation of the first Central Bank, which although not chronologically, I consider it to be the Bank of England. Before that, governments fought against usury; from then on, they embraced it. The State was born. Unchecked, unquestioned, taken for granted, this model became the foundational part of our way of living. The success of the State was none other than the success of usury over its victims. Bureaucrats then became the unmovable hidden upholders of the system while politicians were the changing faces, whose job was to take the blame and occasionally the rewards of what the system produced. This diversion preserved the system against the forces that disapproved of it as being retrograde, inefficient, imprecise, simplistic –indeed unprofessional. This diversion maintained a carefully controlled confusion of intention with execution, decision making with administration, creation with accounting. Efficiency deprived of direction became the uppermost freestanding moral value. These bureaucrats did not need to change when political power changed, because “the real” power had been indeed designed in their image and away from politicians. After three centuries of turning in circles around the same model, the time has come to stop blaming politicians and to question the fundamentals of the system. This is our proposal: One deen, government without State and commerce without usury. That is Islam." - Shaykh Umar Vadillo (2012).

Negara moden kini sebahagian besarnya direka oleh para birokrat* berdasarkan satu peristiwa: penggabungan kerajaan dan perbankan yang menjadi sebuah institusi tunggal. Peristiwa itu adalah kelahiran Bank Pusat yang pertama, yang walaupun tidak secara kronologi, saya menganggap bank tersebut sebagai Bank of England. Sebelum itu, kerajaan menentang riba; selepas itu, kerajaan mendakap riba. Dengan ini lahirlah Negara. Tanpa kawalan, tanpa soal-siasat, dan secara ambil mudah, model ini menjadi sebahagian daripada asas kehidupan kita. Kejayaan Negara adalah kejayaan riba menjarah mangsa-mangsanya. Birokrat kemudian menjadi kedudukan kekal yang bersembunyi di dalam sistem manakala ahli politik menjadi wajah yang berubah-ubah, yang kerjanya adalah untuk sekali-sekala mengaku salah dan kadang-kadang mendapat habuan daripada apa yang dihasilkan oleh sistem. Permainan ini mengekalkan sistem daripada kuasa-kuasa yang menentangnya kerana sistem tersebut songsang, tidak cekap, tidak tepat, remeh-temeh – dan sesungguhnya tidak profesional. Permainan ini mengekalkan kekeliruan yang dikawal secara teliti dengan niat untuk melaksanakan sesuatu, keputusan dibuat melalui pentadbiran, penciptaan dibuat melalui perakaunan. Kecekapan yang tiada arah tujuan menjadi puncak kebebasan nilai moral. Para birokrat tidak perlu bertukar walaupun kuasa politik bertukar, kerana kuasa "sebenar" telah sememangnya direka khas untuk birokrat dan jauh daripada ahli politik. Selepas tiga abad perubahan yang cuma berpusing-pusing dalam bulatan model yang sama, sudah tiba masa untuk berhenti menyalahkan ahli-ahli politik dan mulai mempersoalkan asas-asas sistem. Ini adalah usul kami: Satu deen, kerajaan tanpa Negara dan perdagangan tanpa riba. Itulah Islam.

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